Mr Ephraim Chihera is a Chartered insurer (AIISA) and holder of Masters of Science Degree in leadership and Change Management from Leeds Beckett University (UK). He has three years of direct insurance experience and more than 20 years uninterrupted experience in Reinsurance Underwriting. Mr E. Chihera has attended various technical and speciality reinsurance and insurance courses. He has been actively involved in training insurance professionals through the presentation of various topics on insurance and reinsurance as part of capacity building in Malawi. Mr Chihera is the past Vice President of the Insurance Institute of Malawi (Lilongwe chapter).